Ready To Buy Your

First Home or Next Home?

Know exactly what you can afford before You start searching for a home.

Ready To Buy Your

First Home or Next Home?

Know exactly what you can afford before You start searching for a home.

The Right of Passage to Homeownership

Mortgage Home Purchase Loans without the Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!

We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-approval letter request.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time home buyer or a repeat buyer.

The Home Purchase Loan Process

Here’s how our home purchase loan process works:

  • Complete our simple mortgage pre-approval letter request

  • Receive options based on your unique criteria and scenario

  • Compare mortgage interest rates and terms

  • Choose the offer that best fits your needs

  • Fixed-Rate Mortgage

  • Adjustable-Rates Mortgage (ARM)

  • Conforming Loans

  • Jumbo & Super Jumbo Loans

  • FHA, VA & USDA Loans

  • Terms from 5 to 30 Years

Do I qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case-by-case basis.

READY TO BUY

YOUR DREAM HOME?

Secure a home purchase loan that leverages today’s great mortgage rates to make your dream home affordable. Start by getting your free, no-obligation pre-approval letter!

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NEXA Mortgage, LLC Houston, TX Branch BR # 2106227

Licensed in AR, FL, LA, MD, NJ, OK, TX and WA

Contact Us

16225 Park Ten Pl 500 510, Houston, TX 77084, USA